All UALR employees who work half-time or more on a regular appointed basis (not hourly) are eligible to participate in the Group Medical and Dental insurance programs. UALR pays 60% of the premium for medical and 50% for dental insurance for full-time employees and lower percentages for less than full-time. Eligible dependents of employees may also be covered.
The Medical and Dental Plan pays benefits for you and your covered dependents. The types of services and supplies covered by the plan include: doctor’s charges, hospital room and board, prescriptions, x-rays and laboratory tests, and other medical services and supplies.
Like most medical/dental plans, there are deductibles, co-payments, co-insurance, maximum out-of-pocket amounts, and limitations on benefits for pre-existing conditions.
If you do not enroll in the medical/dental plan within 31 days after becoming eligible for coverage, you must provide evidence of good health.
After leaving employment with the University, you may keep your University medical/dental coverage for a maximum period of 18 months through the Consolidated Omnibus Budget Reconciliation Act (COBRA). Information concerning continuation coverage will be mailed to you when Human Resource Services is notified by your department of your ending employment.
This is a summary of the insurance plan and not an actual contract. For more information, contact Human Resource Services.
Last revision 11/1995