After leaving employment from the University, you may keep your University’s medical and/or dental coverage for a period of 18 or 36 months through the Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA) if an employee’s dental coverage terminates due to termination of employment for any reason other than the employee’s gross misconduct. The former employee must be allowed to continue medical and dental coverage under the Group Plan that is currently available to active employees for a period not to exceed 18 or 36 months.
The former employee is responsible for paying the full premium plus a 2% administration fee. Coverage may be terminated on the date that:
- 1. The former employee fails to make the required premium.
- 2. The former employee and dependents become covered under another group health plan.
- 3. The former employee becomes entitles to Medicare benefits.
- 4. The employer ceases to provide group health benefits to any participants.
Conexis notifies the former employee by first class mail of their continuation rights within 14 days of becoming aware of the employee’s termination. The former employee has 60 days to elect continuation of coverage. If continuation of coverage is elected and payment is received, the coverage will be retroactive to the last day of coverage as an active employee. As a courtesy service, Conexis will mail monthly invoice statements to participants, however it is the responsibility of the participant to make timely payment. Payments are made directly to Conexis.
Former employees whose insurance is continued in effect under the provisions of COBRA must be provided with conversion privilege otherwise available in the plan during the 180-day period immediately preceding the date coverage would terminate at the end of the continuation period.
Information concerning continuation of coverage will be mailed to your last mailing address listed in the Payroll/Personnel system when Human Resources is notified by your department of your ending employment.