In today’s tough economic times, it is easy to get discouraged about the state of your current finances. It may sometimes seems that the ends just will not meet let alone increase. We know how tough it is to stretch a dollar and make your income cover your expenses. In this section, we will provide resources to help you get a understanding of how your can: better handle your finances, prepare for your future with savings, and utilize your credit cards and access to credit more effectively. We’ve also included a useful link to help you explain money matters to your teen.