Optional Accidental Death and Dismemberment Insurance

Coverage is available for you and your eligible dependents. If you or a covered dependent die as the result of an accident (on or off the job), the beneficiary will receive a benefit based on the amount of coverage you select. You may choose employee coverage up to $300,000. Employees requesting coverage in excess of $150,000 will be limited to coverage of 15 times their annual salary.

If you choose family coverage, your spouse’s coverage is 60% of your coverage; and each eligible dependent is covered for 20% of your coverage.

The plan may also pay partial benefits if a covered person is seriously injured in an accident or loses a limb or eyesight.

The employee pays the full cost of Accidental Death and Dismemberment (AD&D).

During the first 31 days following termination of employment, a former employee may be eligible to convert their AD & D insurance without having to furnish evidence of good health. An application and premium payment must be submitted within the first 31 days following termination of employment. An application to convert coverage is available by contacting Department of Human Resources at 916-3180.